PAL

API for

Remittance

Payment firm

African Businesses

While other processors may only handle a portion of the payment process, PAL oversees the entire transaction from beginning to end, providing you with complete oversight and authority over the entire monetary process.

Multiple currencies Wallet

Hold multiple African currencies, funds can be sent to any mobiles wallet instantly, paid out to a bank account or merchant wallets.
Instant currency exchange

Enjoy quick and efficient online foreign exchange transactions. Say goodbye to bank queues and disappointments.
Access mobile wallets & Bank accounts

PAL. account-to-account payments enable companies to bypass expensive card schemes.

Here’s what to expect.

Get started fast

Open a PAL's account and holding a currency wallet is easy
—just ask for one. PAL handles the data collection & security requirements automatically, then, poof, you have a wallet.

Instant Bank and wallet transfer

Effortlessly transfer instantly funds round the clock among mobile wallets, bank accounts, and business wallets in Benin, Togo, Senegal, Mali, Nigeria, Ghana, Cote d'Ivoire, Niger, Burkina Faso, and additional regions.

Access liquidity on demande

Experiencing a liquidity shortage? We've got your back. We offer immediate float without the need for collateral, ensuring your continued operations.

Foreign Exchange (FX)

We offer the best FX rate to help Businesses move money within different African currencies.

Get Api Key

PAL

PAL for the Gig Economies

Through our exclusive payment technology, we establish partnerships with Telecoms and financial institutions, granting us the ability to offer mobile money agents instant access to liquidity whenever they need it.

This assistance empowers agents to access instant cash without requiring collateral, provide various financial services within their communities.

With the PAL’s POS terminal agents get:

Advance cash in a rolling bases to speed up their mobile money activities

Becoming a bank & mobile agent with already imbedded financial products on one POS terminal

Easily take payments with any type of bank card

Manage and track daily business financial transactions

Empowering the gig workers with assets and working capital

Transform into a super agent within minutes using our POS terminal enabling you to unlock a higher level of revenue with advance cash and already imbedded financials products from various financial institutions - Grow fast, earn big

Gonou Saka

Mistourath Gbe

Aicha Bonou

PAL

Uses Cases

With just three API calls, gain seamless access to the lucrative African market, instantly connecting with mobile wallets, business wallets, and banks. Experience the power of streamlined operations, saving costs, and boosting your profit margins.

Did you know that a staggering 78% of African businesses lack a bank account? By connecting to PAL infrastructure, you can bridge this gap and gain access to local business and agent's wallets effortlessly. Unlock a world of untapped opportunities, expand your reach, and maximize your business potential.

If you're an African business, unlock the benefits of a PAL account, enabling instant bank transfers and mobile wallet deposits across Togo, Ivory Coast, Mali, Niger, Senegal, Burkina Faso, Nigeria, South Africa, and Guinea Bissau ---> Experience our competitive FX rates for converting XOF to NAIRA, EURO, or vice versa and get advance cash liquidity with no collateral if needed

With our innovative solution, gig workers can seize new opportunities, expand their business, and achieve financial independence like never before

API for Remittance Payment firm African Businesses

Here’s what to expect.

PAL for the Gig Economies

Empowering the gig workers with assets and working capital

Uses Cases

Remittance

Payment gateway

Small & medium business

Gig workers (Merchants)

API for

Remittance

Payment firm

African Businesses